Privacy Policy

Financiario LLC (“Financiario,” “we,” “us”) provides strategic finance software and services. This notice explains what we collect, why we use it, who we disclose it to, your choices, and how to contact us.

1. Information we collect
   • Identifiers and contact: name, email, phone, company, role.
   • Commercial information: purchases, subscription plan, invoices, records of services.
   • Internet and technical data: IP address, device and browser type, pages viewed, cookies and similar technologies.
   • Professional information: employer, department.
   • Content you submit: form messages, support requests, uploaded documents.
   • Sensitive data: we do not seek it; if provided, we limit use to purposes allowed by law.
     Sources: you and your organization, your devices, our service providers, and publicly available sources.
2. How we use information
   • Provide, secure, and maintain our services
   • Account management, support, and billing
   • Improve features, quality, and performance (analytics)
   • Business-to-business marketing to contacts (you can opt out)
   • Legal compliance and protection of rights
3. Legal bases (EEA/UK)
   We rely on contract, legitimate interests (product improvement, security, B2B communications), consent (where required, including non-essential cookies and marketing), and legal obligation.
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4. Disclosures
   ‍We disclose personal information to:
   • Service providers (hosting, analytics, communications, payments),
   • professional advisors and authorities where required, and
   • business transferees in corporate transactions.
     Service providers are not permitted to use data for their own purposes.
5. Cookies and similar technologies
   We use necessary cookies and—where required, with your consent—functional, analytics, and marketing cookies. See our Cookie Notice and manage choices anytime via Cookie preferences on the site.
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6. “Sale” / “Share” of personal information (US)
   We do not sell personal information. We share personal information for cross-context behavioral advertising as defined by California law. You can opt out at /do-not-sell and via Cookie preferences. We honor required browser signals, including Global Privacy Control (GPC).
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7. International transfers
   We process data in the United States and other countries. Where required, we use approved safeguards such as Standard Contractual Clauses.
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8. Security
   We apply administrative, technical, and physical safeguards appropriate to the risk. No system is 100% secure.
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9. Retention
   We keep data only as long as needed for the purposes above and to meet legal, accounting, or reporting obligations. Retention varies by category (see table below).
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10. Your rights
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    EEA/UK (GDPR): access, rectification, erasure, restriction, portability, objection; withdraw consent where processing is based on consent.
    California (CPRA): know/access, delete, correct, opt out of sale/share, limit use of sensitive personal information, and non-discrimination. Submit requests to office@financiario.com. We verify identity and respond within statutory timelines. Authorized agents may submit requests with proof of authority.
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11. ChildrenOur services are for business users. We do not knowingly collect personal information from children under 13 (US) or 16 (EEA/UK).
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12. Changes
    If we update this Policy, we will post a new effective date. Material changes will be highlighted.
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13. Contact
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    Email: office@financiario.com
    
    CPRA Categories and Purposes (summary)
    

    Data Privacy Information

    Category	Examples	Source	Purpose	Sold	Shared	Retention
    Identifiers	name, email	you/your org	account, support	No	Yes	24 months after last activity
    Internet/technical usage	IP, device, usage	your device	security, analytics	No	Yes	up to 13 months
    Commercial	plan, invoices	you/your org	billing, fraud prevention	No	No	7 years (tax)